A loan can be an effective way of getting financial help when you need it, but only if you use it in the right way. That means making sure you’re comfortable with the repayments you’ll need to make each month, alongside any other financial commitments you already have. To find the right loan for you, choose how much you’d like to borrow, for how long and we’ll show you the best loan rates on offer based on your circumstances.
Many small businesses need to take out a loan, either to help them get started or to move them onto their next phase of growth. Business loans are tailored to the needs of the individual business. This means that if you want to take out a business loan from a bank, it's a good idea to speak to an adviser and make sure your finances will allow it.
A mortgage is a loan to buy a house and the property you buy is the security for the loan. Choosing the right mortgage is an important financial decision and it’s important that you know you can afford one. The amount you can borrow will depend on a number of factors, such as salary, other income, bonuses, tax credits and maintenance payments. Lenders will consider all these things to assess what you are able to loan and repay.
Whether you’re buying your first home, moving to a new house or re-mortgaging, we've got a simple way to help you get the right mortgage
A pension plan is fundamentally a pot of cash that you, and your employer, can pay into - and which you get tax relief on - as a way of saving up for your retirement. You can use our comparison to find pension companies that let you invest in pension funds and give you flexibility to manage them until your retirement.